Keller Williams Realty Gold
Kari Battaglia, PA

Staying safe from making costly housing mistakes during and after the divorce

Divorces can leave you in a spot of bother, especially when we look at the financial stress they bring along. But one of the major challenges apart from money is the house. What will you do with the house you share with your spouse? That can be the final emotional nail in the coffin when you are already going through the emotional turmoil of a divorce. This is the moment when you need a real estate agent who trustworthy, calm, level headed and who will give to the point advice. Please know we are here for you and have worked with many couples going through the stress of divorce.

Should you be living in the house after the divorce?

Can you afford to keep the house or should you sell it? Will you need refinancing help or is it financially smarter for you to go ahead and sell it?  Questions like these are surely going to pop up in your mind. And the answer lies within you as well. We’ll help you get answer to all these questions so that you can make the best decision you.

Sell the house and divide the proceeds

We can make the entire process fairly easy. From helping you to avoid making the common mistakes while selling an home, to helping you sell your home for the best price possible, we will be there for you every step of the way. But you need to be pretty careful at this moment to keep your financial affairs managed which will include – expenses related to the after-selling process, determining how the split is going to take place between you two, and more.

It is worth mentioning here that the split does not necessarily have to be a 50-50 one as it will depend upon the divorce settlement, the property laws and the original down payment made by you.

Buy out your spouse

Don’t want to give up on your house? Well, go ahead but don’t forget to consider your monthly obligations after the divorce. Now you’ve got only one salary to pay off the expenses. Plus, in case you got the loan on behalf of two salaries, then it can be quite a challenge to get the home refinanced.

Let your spouse buy you out

The third option you have is to let them buy you out. Go ahead and start a new life in new surroundings. But, don’t forget that you are still the original co-signer liable for the mortgage in case the home is not refinanced. And, this can cause problems in your eligibility for a new mortgage in the future when you plan to buy a new home.

Retain the joint ownership

The last option you are left with is to postpone the financial decision for now and retain joint ownership for some time. As this is a temporary situation, you won’t have any immediate worries, but you must always keep an eye on the tax considerations. These may change from time to time until the home sale is complete.

Now that you and your partner have decided to sell the property, working together with the help of a real estate professional can be your best option. Remember that you must keep your differences aside and sign the listing contract and be actively involved throughout the negotiation process.

Once you have sold your house, you can use the proceeds to buy a new home. What can you afford? Do you need a refinancing option? Is buying a new home within your current budget? If no, then how much can you afford to spend? You and only you are the best judge of that! But, most definitely we can be the ones who can help you find the best options that within your reach. Call, text, email or complete the form below today for your free no obligation consultation of all your options.

What my clients are saying  

Being new to Florida, we had no idea where to start......Kari was fantastic in helping us find our home, she made sure to show us the homes that had the features we were most interested in, while keeping it in our budget! From start to finish she was always a text or call away; promptly responding to any question we had. Great experience throughout! Definitely recommend


~ Ashley & David D.

Kari became known to us through her website & speaking directly with her convinced my husband and me that she would be the perfect Real Estate Broker for us. Kari was presented with the task of working with us from “out of state”, & with specific guidelines of what we were looking for. Our knowledge of Venice from previously living there; helped us pick the areas we wanted to look in, but to find just that “perfect house” could be a challenge...long hours of searching, daily updates, her honesty & integrity throughout the whole process & her most valuable knowledge in all phases of real estate was so impressive and paid off in the end. Kari went the “extra mile” with helping us in many areas that she wasn’t responsible for, in order to make our dream come true...she is the type of person I would be proud to also call a friend.


~ Judi & Dan C.

Kari was excellent in helping us close the purchase of our new home. Our real estate purchase took a long time to complete & there was a number of problems to sort out, but Kari dealt with all the issues in a quick & professional manner. We would definitely have her look after any of our future real estate transactions.


~ KPSpecht

Kari is as honest and hard working as they come. She made a very difficult process seem as smooth as silk. If you are looking to buy or sell a house in the greater Sarasota area you would be doing yourself an injustice to use anyone else!


~ BrokerByFord

Kari is a remarkable real estate agent. She worked with us on a short sale and never gave up, even when the market was at its worst. She is professional and extremely knowledgable of the area. I have recommeded her to family and friends and will continue to do so.


~ JulieGionfriddoFortune

Kari was terrific in all respects! My particular transaction took quite a while (no fault of hers) and she was patient, diligent and thorough. Ultimately, she "got it done" and I doubt that many other agents would have kept their commitment to me in the same way that Kari did.


~ sjhofmann

Kari is an agent that will go above and beyond..she did just that for us and our sale! She was everything you look for in an agent,a good communicator, great negotiator and very knowledgeable about our current market and the SW Florida area! She always had a calm way of dealing with even the most stressful of situations (even with a difficult buyer)! She always made us feel like she was on our side thru it all! She kept us informed thru out the entire sale process. Whether it was thru email,texts, or a phone call, we always knew what was happening. We were thankful to have such an amazing agent and have recommended her to others already!


~ Beth James

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